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Grants, Credits and Assistance

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	Grants.gov - http://www.grants.gov Non-profit website maintained by The U.S. Department of Health and Human Services that works in cooperation with other government sites in order to help US citizens find the grants they need.
	USA.gov: Government Sponsored Mortgage Information and Programs - http://www.usa.gov/shopping/realestate/mortgages/mortgages.shtml A listing of federal mortgage and assistance programs that may be beneficial to home buyers and home owners.
	HUD Home Buying Assistance - http://www.hud.gov/buying/localbuying.cfm A non-profit website setup by The United States Department of Housing and Urban Development in order for users to find assistance buying a home in their state.
	Futures - Downpayment Gift Program - http://www.fhap.org A program which provides cash gifts to homebuyers to offset downpayments for the purchase of a homes.
	CalHFA-Homeownership Programs - http://www.calhfa.ca.gov/homeownership/ Includes several targeted programs to help with the purchase of new or pre-existing homes. State of California, USA.

	City of Columbus (Ohio) Downpayment Assistance - http://hcs.td.ci.columbus.oh.us/Housing/Downpayment/Downpayment.htm Program eligibility requirements and a list of participating lenders.
	American Indians in Unity - http://www.aiiu.org/ Non-profit offering gap financing, advocacy, information and referral for American Indians seeking home ownership.
	HomeBuyerFunds.com - http://www.homebuyerfunds.com/ Searchable database of grants, loans, and incentives offered by government agencies.
	Austin Housing Finance Corporation- First-Time Homebuyer Down Payment Assistance Program - http://www.ci.austin.tx.us/ahfc/first_dpa.htm Full details of eligibility and other program requirements. Austin, Texas.
	Housing Action Resource Trust - http://www.hartprogram.com Assisting homeowners and first time home buyers with gift funds to cover initial home purchase expenses.

	American Family Funds, Inc. - http://www.americanfamilyfunds.com/ Nonprofit organization offers buyers assistance in obtaining a down payment through a gift program. Based in Mobile, AL.
	The Center of Resources for Economic Education and Development, Inc. (CREED) - http://www.creedinc.org Nonprofit corporation offers down payment assistance programs to people who need help with a home purchase.
	Responsible Home Ownership, Inc. - http://www.responsiblehome.com Offers a down payment assistance program for qualifying buyers and eligible homes.
	Livermore: Down Payment Assistance Program Guidelines - http://www.ci.livermore.ca.us/housing_assistance/documents/DPA_Program_guidelines.pdf Document explaining who qualifies and how the assistance must be used.
	Mortgage Enterprise - http://www.mortgageenterprise.com Blog that contains tips on how to get grants and mortgages across North America.

City of Modesto Downpayment Assistance Program - http://www.modestogov.com/prnd/housing/assistance.asp California. Eligibility, application process, and other details.

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